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Baccarat

A card game of pure chance. Bet on which hand finishes closest to 9: Banker, Player, or a Tie.

🏠 House edge 1.06%🎯 Pure chance👥 You bet on the outcome; nobody makes decisions
How baccarat works ↓5 baccarat guides ↓
The game

How baccarat works

No decisions to make, so the only skill is choosing the bet. Banker beats Player, and Tie is a trap.

The goal

Bet on which hand finishes closest to 9: Banker, Player, or a Tie.

A round, step by step
  1. Bet on Banker, Player or Tie.
  2. Each hand gets two cards; only the last digit of the total counts (7 + 8 = 5).
  3. A third card is drawn by fixed rules, never by choice.
  4. The hand closer to 9 wins.
The bets and what they cost
BetHouse edge
Banker (after 5% commission)1.06%
Player1.24%
Tie (pays 8 to 1)14.36%
Skill vs luckPure chance
Compare baccarat bets →
One-page cheat sheet

Baccarat in 30 seconds

Goal

Bet on which hand finishes closest to 9: Banker, Player, or a Tie.

Best bet

Banker (after 5% commission) · 1.06%

Worst bet

Tie (pays 8 to 1) · 14.36%

Skill vs luck

Pure chance

  1. Bet Banker: it has the lowest edge.
  2. Skip the Tie bet.
  3. Streaks and patterns don't predict the next hand.

acefever.com/category/baccarat/ · 18+ · No strategy guarantees a profit.

How baccarat compares

Lowest house edge on each game's best bet. Shorter bar = cheaper to play.

Pokerno house edge*Blackjack0.5%Baccarat1.06%Craps1.41%Roulette2.70%Slots≈4–8%

* Poker is played against other players; the casino takes a 2–10% rake instead. Slots vary by machine.

Test yourself

3 quick questions on baccarat

0 / 3
1. What is the goal in baccarat?
2. What's the house edge on: Banker (after 5% commission)?
3. Is baccarat mainly skill or chance?
Baccarat guides · step 1

Start with the main baccarat guide

5 guides in reading order. Your progress is saved on this device.

Baccarat

How to Play Baccarat: Step-by-Step Rules, Betting Tips & Odds Explained

The Elegance and Simplicity of Baccarat How to play baccarat represents one of casino gaming’s most misunderstood questions.

Nov 12, 2025·14 min read
Baccarat guides · learning path

Then read these, in order.

Each article builds on the one before it. Total reading time: about 42 minutes.

Not started

0 of 5 guides read

Start: How to Play Baccarat →
  1. 2Baccarat for Beginners – How to Play, Rules, and Basic StrategyIntroduction: The Elegance and Simplicity of Baccarat How to play baccarat represents one of casino gaming’s most misunderstood questions.14 min
  2. 3Baccarat House Edge Explained – Why the Banker Bet WinsIntroduction: Understanding the Mathematics Behind Baccarat’s Advantage The baccarat house edge represents one of casino gaming’s most misunderstood concepts.9 min
  3. 4Baccarat Strategy Guide – Pattern Spotting and Bet SizingIntroduction: Separating Legitimate Strategy from Casino Mythology The search for a winning baccarat strategy guide consumes countless players—many convinced that hidden patterns or betting systems hold the key to…8 min
  4. 5Punto Banco vs Chemin de Fer – Baccarat Variants ComparedIntroduction: Understanding Baccarat’s Two Most Distinct Variants When exploring baccarat game variants, most players encounter two fundamentally different experiences: Punto Banco and Chemin de Fer.11 min